Answer: Annual premium is $1182.25.
Step-by-step explanation:
Since we have given that
Amount paid for automobile insurance = $809.50
In which Amount for comprehensive coverage includes = $64
So, Amount without comprehensive coverage is given by

One year, Marty has two accidents.
so, amount for premium includes 150% of 745.50( Amount without comprehensive coverage) which is given by

Then we include the cost of comprehensive coverage as it is given that it does not change.

Hence, Annual premium is $1182.25.