The anecdote that introduces this topic, is the beginning sentence.
"When adolescence hit Frances Jensen's sons, she often found herself wondering, like all parents of teenagers, "What were you thinking?"
Well its 4. c and 5.B. Because If the sentence is "He has been sleeping for a while." that is a present sentence. And if the sentence is "I am swimming to the end" or something like that Its a form of present. Good luck!
Answer: No the question "Which credit cards do my friends use?" would not be answered by the selection "Credit Cards-Credit Where Credit's Due" because the selection is talking about the credit and where it is due not about the type of credit card your friend has or uses.
Explanation: I think the answer would be no because it is about Credit Cards-Credit not about them advertising their credit cards in themselves. It would have been different if the selection was something around the lines of "Which Credit Card Is Used Most" or "Credit Cards People Use But Which Is Best?"