lol, u just copied someone's answer
anyway, banks can change the savings stored in banks and make them have a greater interest. Banks are also able to loan money, which becomes an exchange with the public as we need to repay the loans banks give us.
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I would try to give him a brief background about the issue. Let him imagine a scenario where he is affected by the issue. I would give out facts (logos) about the current issue. Next, I would share my personal views (pathos) about the issue and finally, tell him of my reputation and stand (ethos).
They are United States citizens but are unable to vote in presidential elections
No one should be punished for that
