Traute Grier explained her experiences as her being scared of the Russians. She felt nothing could ever be worse than falling into the hands of her Russian enemies that had, just three years prior, taken down Berlin. She is telling this in first person point of view, reliving her own experiences.
Alexander Hamilton wanted to create a national bank in order to relieve the debt the country had from the Revolutionary War and because the Constitution didn't prohibit it, so there were more benefits. Hope this helps! :)