The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
what are the underlined sentences? ill update my answer if you post the sentences, i cant help you without them
<em>"John Redding Goes to Sea" </em>is a short story written by the American author Zora Neale Hurston and published in 1921. In the story, the protagonist John Redding is an ambitious dreamer who wants to leave his hometown to explore the unknown but many events stop him to fulfill his dream.
The statement that best supports the idea that the author was an independent woman who longed to escap her small hometown is the following:
<em> "Pa, when ah gets as big as you Ah'm goin' farther than them ships. Ah'm goin' to where the sky touches the ground."</em>
Answer:
There are three main factors in helping one see things through another's Point of View. They are Compassion, Understanding and Past Experience.
Explanation:
Compassion is a great factor because it is vital to understand the feelings of the person as he went through the event. If another's loved one has passed away, one should imagine that his own loved one has passed away, and the feeling would be the same.
Understanding is another factor. It is vital to understand the situation and facts fully before being able to put oneself into another's shoes.
Finally, Past Experience is an important factor as well. For example, if one was born without knowing who his parents were, he could not understand the feeling of losing a parent. As such, he is unable to understand the feeling when another loses his parents.
<span>There is no subtle character name or names in the book
pilgrim’s progress but it is John Bunyan the writer considers himself as the “Evangelist”
character probably because he is referring to his favorite gospel writer “John
the Evangelist”. According to Bunyan he himself is a preacher since an
Evangelist also seems to stand as the example of a good teacher.</span>
