It depends on your personality. Personally I would much rather plan my life.
Explanation:
Life by planning gives you a more structured approach and allows for mistakes. There can be plans to move forward, as well as plans in case of an emergency. There will most likely be a fall-back plan. There is almost always a financial plan. Planning your life doesn't mean you can't have fun, in fact it allows you to have even more fun because you won't be worrying about things such as money, health, housing, or other essential things.
