Scientists had suspected that our planet formed dry, with high-energy impacts creating a molten surface on the infant Earth<span>. </span>Water came<span> much later, went the thinking, thanks to collisions with wet comets and asteroids.</span>
Answer:
pro: thousands of dollars in interest, free up cash, sleep better
con: paid off most of the loan off already, deplete emergency fund, stop building credit
Explanation:
"I disagree. In my opinion, the first example is better than the second." would be the correct answer