Answer:
Option b.If he needs a car loan in the future, he will have a relationship of trust with the bank.
Step-by-step explanation:
Lets start solving the question line by line,
Ben is looking at banks for checking and savings accounts. Some offer car loans and others do not
By reading the forst sentence we get an idea that Ben is looking for a account in a bank and it can be checking or savings. the next line says that some offers car loans and others do not.
now the most important line of the questions that gives information about says that Ben may need a car loan sometime in the next few years
means a future event is mentioned and it is clear that at current point of time Ben doesn't need it.
the next few more lines add more information about Ben
But Ben wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a car loan.
Here the problem statement is given the situation in which Ben is confused whether to ask about the types of loans offered by the bank as he is opting for a checking account and not sure to get a car loan.
and now it is asked that Which statement below gives the best reason for Ben to consider loan availability in choosing a checking account?
so lets start analyzing the options one by one.
Option a says that,
The bank offers $10 to customers who get a pre-approval for a car loan.
Clearly Option a cant be the option because only those customers who are certain to get car loan will opt it. and in context of Ben future condition is mentioned.so it cant be the correct option.
Option B. says that,
If he needs a car loan in the future, he will have a relationship of trust with the bank.
Clearly this option meets the future event for Ben and also shows a positive relationship with the bank to get the car loan as Ben is opting for a checking account so it will be easy for Ben to get the car loan form the bank as the bank will already have Ben's all details.
Option c give details about the additional services provided by bank and for Option d we cant say that every bank will offer a lower rate as it vary from bank to bank.
So clearly only option b is the correct reason.
