The correct answer is D) the appeal to logic, common sense, and facts.
<em>The most effective characteristic of this argument is the appeal to logic, common sense, and facts.
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The bank manager and father of two sons is not trying to be emotional. He is nt appealing to pathos. He is giving arguments, so he is appealing to logos, the reason.
That is why he uses facts and figures in his argument. He mentions the amount of money a student has in debt after graduating from College. He then proceeds to argument why it is important that high school students receive financial education that helps them to make the best-informed decisions in their life.
The answer would be placement because if a word you dont know is in a sentence, you could read around it (the whole sentence) to get the gist of what it means. Hope this helps! ^-^