The stock market has historically returned an average of 10% annually, before inflation. However, stock market returns vary greatly from year-to-year, and rarely fall into that average. Over nearly the last century, the stock market's average annual return is about 10%.
Saint Francis of Assissi had a <em>personal experience</em> with God, resulting in his <em>conversion, salvation and a life devoted to serving God</em> and the people in a different way from the traditional church. He practiced what Jesus taught in the Scriptures, in simplicity and sincerity, and he expected that his fellow disciples did the same to spread the gospel. This had a tremendous impact on people's lives.
Congress is the legislative branch
William Wilberforce was an English politician, philanthropist, and a leader of the movement to stop the slave trade.
