Pessimism would be the term. A pessimist often focuses on the most dangerous or bad outcomes in life, letting it cloud their happiness and judgement occasionally(being a mindset/lifestyle and all).
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if your difficulty in sleeping is not due to health problems, here are some tips that can help you get back to sleep. Stop watching the clock. Marking off the minutes only heightens your distress about being awake. Try relaxing your body to fall asleep.
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○Plan for what to do if in a difficult situation
it just depend on the persons personality . if they are quick to anger they will express the stress through anger .if the person is more shut off the might just embrace the sadness if the person is outgoing they might call someone for help.others will just ignore it. It all just depends on you personality really