The answer is 3/10
Explaintion
Answer: $ 618
Step-by-step explanation:
Money borrowed = $1,854
Total months taken to repay = 18 (Number of installments)
Money paid per month = 

Now , money paid in 1 year = 12 x $ 103 =$ 1236 [1 year = 12 months ]
After a year , Haley still owe = $1,854 - $ 1236= $ 618
Hence, Haley still owe her parents $618 after a year .
Answer:
i think b. at least one of them contracted a lung disease