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3 years ago

The transfer of existing mortgages between investors is the:___________

Business

1 answer:

son4ous [18]3 years ago

3 0

Answer:

Secondary mortgage market

Explanation:

The secondary mortgage market is a market in which the loan related to the home and the services rights are purchased and sold between the lenders and the investors

here the transfer is to be done with respect to the mortgages that are previously existed between the investors

Therefore in the given case, it is the situation of the secondary mortgage market and hence, the same is to be considered

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During a recession (downturn) in the economy firms lay off workers and the unemployment rate rises. During these times we can ex

Stella [2.4K]

Answer:

The demand for normal goods will fall or decrease and the demand for inferior goods will rise or increase

Explanation:

What is a recession? - Recession is a period in business cycle in which the aggregate economic activity of a country is slowing down or declining.

During recession, there is a decrease in spending on the part of both producers and consumers. Unemployment becomes high, so income level drops.

Demand for normal goods in this period drops because of the fall in level of income. The consumers are managing what is left from their income.

And demand for inferior goods rises because as a result of the constraints (money), consumers now prefer low quality goods which usually go for a lower price than normal goods

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3 years ago

According to the textbook, government price controls fail because: A. they are not enforced. B. legislation cannot repeal basic

Morgarella [4.7K]

Answer:

The correct answer is letter "B": legislation cannot repeal basic economic motives.

Explanation:

Government price controls are regulations imposed by the central government of a country to set limits on prices of certain goods or services because of a surplus, shortage or simply to maintain the demand and supply of those products at their equilibrium level.

However, the demand for some of those products could be unpredictable because individuals could react in opposite directions even if the government has set rules against consumers' favor. <em>Customers' motives might not be always repealed by legislation</em>.

4 0

3 years ago

One appraisal principle of value is based on the concept that the more a property or its components are in harmony with the surr

mario62 [17]

Answer:

Conformity

Explanation:

Conformity is an appraisal principle which states that the accurate value of a property tends to be created and then prolonged in a situation where the various features of the property meets up with the different demands of the market.

The basic principle of conformity describes how a particular property is suitable to be located in its surrounding. This is the main reason why different houses are built in the same pattern as the other houses situated in the area. This therefore increases the value of the property.

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4 years ago

Suppose that Allison has an accounting degree, but she lost her job two months ago when her company merged with another firm. Al

torisob [31]

Answer:

underemployed

Explanation:

From the question we are informed about Suppose that Allison has an accounting degree, but she lost her job two months ago when her company merged with another firm. Allison hasn't been able to find another accounting job, so she has taken a part-time job as a sales clerk at a clothing store. The Bureau of Labor Statistics classifies Allison as underemployed. Underemployment as regards Bureau of Labor Statistics can be regarded as one that measure employment and labor utilization in a particular economy which looks the way and how well the labor force is being utilized as regards

experience, skills,l as well as availability to work. People that falls under the classification of underemployed can include high skilled workers that are working in low paying or managing low skill jobs as well as part-time workers even though they who would prefer to work full-time. Unlike unemployment whereby the person is working though not at their full capability.

5 0

3 years ago

Firm A is very aggressive in its use of debt to leverage up its earnings for common stockholders, whereas Firm NA is not aggress

kolezko [41]

Answer:

Kindly check the because my below submission is water tight

Explanation:

First and foremost, we need to determine the net income for both companies bearing in mind that the for firm A interest expense is 12% of debt capital whereas debt capital is 50% of total capital of $180,000 since the debt ratio(debt/total capital) of firm of Firm A is 50% and 0% for Firm NA

EBIT=$40,000

tax rate=35%

Firm A:

Debt capital=50%*$180,000=$90,000

Equity=50%*$180,000=$90,000

interest expense=$90,000*12%

interest expense=$10,800

Earnings before tax=$40,000-$10,800=$29,200

net income=earnings before-tax*(1-tax rate)

net income=$29,200*(1-35%)

net income=$18,980

return on equity=net income/equity

return on equity=$18,980/$90,000

return on equity=21.09%

Firm NA:

Equity=$180,000

debt=0%

EBIT=$40,000

no debt, no interest expense

net income=$40,000*(1-35%)

net income=$26,000

return on equity=$26,000/$180,000

return on equity=14.44%

ROEA - ROENA=21.09%-14.44%=6.65%

5 0

3 years ago