<span>-They help to prevent bank runs by reassuring the public that banks will not make too many loans and run out of cash.
-They help to facilitate transfers of funds between banks when a customer from one bank writes a check to a customer of another.
-They help to control the money supply.
Hope I helped </span>
5 per 1,000 because you subtract the 10 deaths from 15 and get 5.
