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Nikitich [7]
2 years ago
8

What is one data point that shows a good propensity to pay the loan back?

Business
2 answers:
miss Akunina [59]2 years ago
8 0

Answer:

A data point that shows a good propensity of a borrower to pay back loans is location efficiency and or stability. This data point projects a 6% increase whether or not the borrower will repay the loans he/she borrowed.

Stells [14]2 years ago
3 0

Answer:

One data point that shows a good propensity to payback a loan is Loan -To- Value Ratio.

     

Explanation:

A loan to value (LTV) ratio relates the size of the loan you're requesting to take out to the verified value of the item you want to purchase.

Lenders (such as Banks, Mortgage institutions) use LTVs to establish how risky a loan is, for loan approval or denial, and to determine whether or not mortgage insurance is required. A higher LTV ratio suggests more risk because there's a higher chance of default.

Cheers!

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Donnie's Donuts incurs $450,000 per year in explicit costs and $200,000 in implicit costs. The bakery earns $800,000 in revenues
marshall27 [118]

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