Answer:
Non-insurance Transfer
Explanation:
Non - insurance Transfer -
Non - insurance transfer is also referred to as a contractual risk transfer .
It refers to the transfer of the risk from one party to other than any insurance company , is referred to as the non - insurance transfer.
In this case , the amount of risk is covered by the contracts rather than the insurance.
Hence, from the given scenario of the question,
The correct term is non - insurance transfer.
Answer:
during fall and winter it is darker and trees can't make as much food . the chlorophyll is no longer in the leaves so it starts to change color
It was used to protect Athens from attacks :)