Answer:
Credit unions offer some of the best rates on credit products such as car loans, mortgages and credit cards. They provide fee-free checking accounts and savings accounts, too, without requiring a substantial minimum balance. That can be a huge relief when your funds dip into the single digits.
Using the internal rate of return method, a conventional investment project should be accepted if the internal rate of return is equal to or greater than the discount rate.
The internal rate of return is a method of calculating the rate of return on an investment. The term internal refers to the fact that the calculation excludes external factors such as base rates, inflation, cost of capital, or financial risk. This method can be applied after the fact or before.
Internal rate of return (IRR) is a metric used in financial analysis to estimate the potential return on investment. IRR is the discount rate that drives the net present value (NPV) of all cash flows to zero in a discounted cash flow analysis. The calculation of IRR is based on the same formula as NPV.
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Answer:
The answer is 9.18 percent.
Explanation:
Return on equity = Net income(profit) / Total equity.
We need to find net profit and equity.
1. To find net income:
Profit margin = profit/sales
So profit = 0.05 x $3,900
= $195
2. To find asset:
Total debt ratio = total debt(liabilities)/ assets
Total debt = 0.41 x $3,600
Total debt(liabilities) = $1,476
Equity = Assets - liabilities
$3,600 - $1,476
= $2,124.
Therefore, return on equity is:
$195 /$2,124
0.0918
Expressed as a percentage
9.18 percent.
Definition: Capital market is a market where buyers and sellers engage in trade of financial securities like bonds, stocks, etc. The buying/selling is undertaken by participants such as individuals and institutions. ... Generally, this market trades mostly in long-term securities.
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Answer:
<u>call reluctance</u>
Explanation:
Daniel is experiencing call reluctance. This problem often happens with new salespeople who for emotional reasons find it difficult to prospect new customers through leads. Usually this behavior is linked to a mental response to some threat; in Daniel's case, as stated in the statement, he believes it would be an aggressive approach.
Therefore, self-promotion for client prospecting is important, so that Daniel breaks this behavior by changing his beliefs through positive thoughts and examples from previous sales.
