Anime and Tea, of course... bruh don’t you know that? (I’m jk, I don’t know) :P
The government of a country controls the price of a country's mineral resources.
<u>Answer</u>: d)80%.
<em>PMI is required for all loans that have an LTV ratio of 80%.</em>
<u>Explanation:</u>
Institutions and lenders calculate the LTV ratio and assess the risk prior to the approval of a mortgage loan. <em>LTV ratio is calculated by dividing the loan amount by the property value.</em> Higher LTV ratios indicate that there is higher risk for the lenders.
Thus a Private Mortgage Insurance has to be purchased to offset the risk of the lender. <em>The loan amount being close to the appraised value of the property means that the LTV ration is high.</em> Thus if the loan goes default the lender’s will have to face difficulty.
If foreclosure happens the lender wouldn’t be able to make enough Profit by selling out the property.<em> This is why a PMI is demanded in such cases. </em>
Answer:
Imaginary Audience
Explanation:
The imaginary audience can be defined as away in which a person always imagine and believe that people are either looking or listening to him/her.
This type of people are often conscious of their self especially when they are around
people or group of friends.
Although this often happen when such person is in his/her young adolescence stage.
Therefore Mary's behavior exhibits IMAGINARY AUDIENCE because she always imagine that poeple are watching her or looking at her due to the small pimples on cheeks.