The answer is "said". I just took the test.
Answer:
Anne: is a lively, curious girl of thirteen at the beginning of the play. She remains optimistic throughout the months they are in hiding and always makes the best of the situation she is in.
Mr. van Daan: is intelligent, opinionated, pragmatic, and somewhat egotistical. He is temperamental, speaks his mind openly, and is not afraid to cause friction, especially with his wife, with whom he fights frequently and openly.
Mr. Dussel particularly difficult to deal with because he shares a room with her, and she suffers the brunt of his odd personal hygiene habits, pedantic lectures, and controlling tendencies.
At a ticket offer, a man inquires of the narrator if he has insurance. The man says he doesn't but would like to buy one for the next day when he will in fact be in bed and not travelling. The man goes into a detailed explanation that when doing extensive research on the subject matter, he discovered that the statistical likeliness of dying while on trains or boats or other modes of transportation is significantly less than the likelihood of dying in bed. To that end, he swears by only purchasing insurance when he knows he will be staying in his own bed as opposed to any other place that he encounters.
Reflection
This was definitely typical Twain, pointing out the obvious at the risk of sounding ridiculous and done with such style and matter-of-factness that you find yourself questioning why it is that you might subscribe to such an idea in the first place. Though it is clearly a fictional "I" relating the tale, one can't help be see Twain himself making the argument in some social setting and having people find it convincing.
Answer: D. To portray an urban setting as a place of loneliness and isolation
Explanation: just took the test