I'm not <em>super</em> knowledgeable about computer hardware but the 16gb of ram seems like a good decision but the biggest thing I reccomend is allocating more money towards storage. Even just getting a normal HDD for your games might be a good idea because the newest CoD game is 84gb so you will fill that SSD up quicky.
the best determines whether a borrower's investment on an adjustable-rate loan goes up or down is the current market. The market's condition drastically impacts the rate of investment.