Tbh I got no idea of the answer
Answer:
Fixed Deposit is a financial instrument issued by banks or NBFCs that provides borrowers with a higher interest rate than a normal savings account, until the due date. They may or may not require a separate account to be established.
The answer is أهلا/ahlaan
Have u ever really been Look at them when they r speaking. Trust me. Even though that u r not able to knowing the words but u will sense the meaning. From body language. Their expression etc. And every one r free to talk. There isn't much to take into account about the law