Answer: Team leader
Explanation:
A flatter organizational structure is a firm's organizational structure which is tall, mid-sized or flat and is used by many small companies due to lack of manpower.
For example, a new consulting firm will employee senior management employees in finance,marketing, and sales and these executives will act as team leaders.
A team leader is someone who gives instructions, guidance, leadership an direction to a group of individuals to achieving a goal. The team leader the reports his or her results to the manager.
The answer is <u>"business continuity planning".</u>
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Business continuity planning (BCP) is the procedure engaged with making an arrangement of prevention and recovery from potential dangers to an organization. The plan guarantees that faculty and resources are ensured, and can work rapidly in case of a disaster. The BCP is for the most part considered ahead of time and includes contribution from key stakeholders and staff.
Answer: Excess reserves are reserves that banks keep above the legal requirements.
Explanation:
Excess reserves also called secondary reserve are the capital reserves that are held by a financial institution or a bank which is more than what is required by creditors, regulators or internal controls.
For commercial banks, the excess reserves are measured in relation to the legal reserve requirement amounts that is set by the central bank. These legal reserve requirement is the minimum amount set by the central bank in a country and anything above that is known as excess reserve.
Excess reserves are sometimes for precautions e.g when there is a sudden loss of loan or continuous cash withdrawals by the customers of a bank. Excess reserves are useful during uncertainty in the economy and can improve a bank's credit rating.
<span>As part of its risk taking function, an intermediary such as a wholesaler performs the function of sharing risk with the producer when it stocks merchandise in anticipation of sales. Risk taking involves determining what you are willing to risk to possibly do something else. In this case, a wholesaler and a producer will share the risk of the item selling when they stock shelves prior to seeing if it's what the consumer wants. </span>