Answer:
$509
Explanation:
First, we find the lump sum to pay under the bank terms. The interest rate is 0.5% monthly, which is equivalent to 6.2% annually.
The formula is:
Where:
- P = Present value
- i = interest rate
- n = number of compounding periods of the interest rate
- X = lump sum we need to find
Now, we simply plug the amounts into the formula:
Next, we find the value of the lump sum under the company's preferred terms:
Finally, we susbtract the two figures to find the difference:
The Sun is lowest in the sky with less radiation in the Northern Hemisphere during the winter solstice.
Explanation:
The Earth is not static, but instead it is involved in several different motions. One of those motions is the Earth's tilt. Basically, the Earth is tilted with one of its hemispheres (northern or southern) toward the Sun in half of the year, and then in the other half of the year it is tilted with the other hemisphere toward the Sun.
When one of the hemispheres, lets say the Northern Hemisphere, is tilted away from the sky, and that reaches the maximum, it receives the least solar radiation, and the Sun is the lowest on the sky. That occurs on 21 or 22 December, and it is known as the winter solstice. This date represents the start of the winter for the Northern Hemisphere, thus its coldest period of the year.
The four stages on Earth caused by the tilting are:
- spring equinox
- summer solstice
- autumn equinox
- winter solstice
Learn more about the Earth's tilt and its effects brainly.com/question/3375314
#learnwithBrainly
Social, cultural and economic factors influence fertility, mortality and migration rates. Migration is affected by various factors like age, sex, marital status, education, occupation, employment etc. Age and sex are main demographic factors that affect the migration.
The plight of refugees is that they suffer deep emotional stresses from displacement. Fleeing their lives in search of a safer place for them to have a future brings with it poverty, fear and health issues. Upon arrival in a new country, I think that they should be treated with equality, dignity and be given the resources and tools from our society to enable them to build a new life for themselves. After their suffering and journey to seek a better place and better life, societies should embrace these people, their skills and abilities and allow them to be a part of other cultures.
