I don't have time to do the whole essay here's an idea I guess:
I think that the United States should adopt a digital currency due to recent events of the pandemic and it would be more efficient. Cons could be that the system they use could get infiltrated but I doubt that could happen.
Digital currencies allow for simpler international payments. Digital currency allows for more protection and security of transactions. Moving money with digital currencies would be significantly cheaper. Transactions are also much faster with digital currencies.
