I believe the answer is: Group insurance is characterised by a group contract, experience rating of larger groups, and group underwriting.
The value of group insurance is usually significantly larger compared to individual insurance. But usually group insurance could only be created due to the help of government regulations (not individual will). Example of a group insurance is government's medicare.<span />
The correct answer is Marie Curie.
Marie Curie won the Nobel Prize in 1903 for her work in physics. She is the only woman to have one the Prize multiple times.