The first one and last one
The person can keep up their bills and payments and send them off in time. keep your balances low and try to never go into debt. I you do get into debt than pay it off when you get the chance instead of forgetting about it.
The word DoS refers to the Disk Operating System. In the case given above, if it happens that there is a distributed DoS attack, the attacker then sends messages directly to the BOTS. Bots refer to internet or web robots. Hope this answer helps. The answer is the first option.
Answer: oh hello human :) also PLEASE DONT KILL ME I’m answering this because the question was already answered already on another post