I believe that the answer to the question provided above is that Joy must loan in the bank than loaning in the car shop itself, since banks has lower rates.
Hope my answer would be a great help for you. If you have more questions feel free to ask here at Brainly.
Answer: Elaborative and Maintenance.
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Elaborative rehearsal results in a more lasting memory and promotes the transfer of information to long-term memory, as compared to maintenance reversal.
Step-by-step explanation: Each angular point of a polygon, polyhedron, or any other figures such as squares, triangles, etc is a vertices. A vertices is simply an angular point in any figure.
