13? 13 is most minimum ages however, I don't understand this question all that well.
Answer:
A policy allowing or encouraging employees, contractors, and others to connect their own computers, smartphones, and other devices to their organization's networks.
Explanation:
BYOD - Bring Your Own Device
Answer:
Spyware
Spam is just unwanted soliciation, spoofing is making links appear as something else, pharming is creating a fake website for victims to use.
You must stop at the intersection and proceed when you are aware that other turning or approaching vehicles,bicycles or pedestrians have stopped.