Answer:
A Banker's Analysis of an Automotive Company for Loan
Most important consideration in determining grant of loan:
c. The company has a large amount of interest payments related to other outstanding loans.
Explanation:
The large amount of interest payments related to other outstanding loans means that the automotive company is highly leveraged. To grant a bank loan will have added leverage risk.
In analyzing the request for a loan, a bank should consider the borrowing company's credit history. With so much in interest payments, the company has already borrowed heavily. The banker should consider the application of the past debts. Were they used in investments or for working capital purposes or to repay liabilities and shareholders.
The banker also needs to review the cash flow history with line with the above, to know how the past debts have been applied, as already stated above. In reviewing the cash flow history, the projections of the company should be tested for sustainability. "Has the company been meeting its past projections?" is a relevant question to understand.#
Lastly, the banker should also consider the existence of collateral for the loan, especially given that the company is highly leveraged. Are there unencumbered assets that can serve as collateral in case of default?
Answer:
<em>d. high negative affect</em>
Explanation:
Negative affectivity is <em>a wide trait of personality, referring to the stable inclination to suffer negative emotions. </em>
<em>People high in Negative affectivity are much more reluctant to experience negative levels of affective mood over time and irrespective of circumstance. </em>
Same with Jane, she started her new job but experiences emotions of negativity because of the campaign.
They often report further dissociative symptoms and focus on negative stimulation or possibly dangerous situations.
The social media platform that Waylon should focus on more should be Insta-gram.
<h3>What are Social Media Platforms?</h3>
Social Media Platforms are websites and mobile applications software where information, ideas, thoughts are shared through virtual networks for different types of purposes such as to educate, inform, or for marketing purposes.
The target young people required for their engagement in Waylon's company is generation Z. Generation Z is mostly found and they spend most of their time on Insta-gram.
According to research, 65% of generation Z spent most of their time on this social media platform.
Learn more about social media platforms here:
brainly.com/question/3653791
Melissa's<u> Perception</u> doesn't allow her to interpret Marvin's statements correctly
Explanation:
Perception is the word used for the opinion .
In the above question Melissa is a trainer and from the very first day she had formed a opinion about Marvin like he is not committed to his work ,is very casual,and does not show a positive attitude towards learning new things.
So we can say that Melissa's <u> Perception about Marvin doesn't allow her to interpret his statement's correctly</u>