<span>b. A service charge is a flat fee charged to a borrower, while finance charge is a fee charged based on the amount borrowed.
Service charges are standard charges assessed to pay for business costs; finance charges vary depending on the amount borrowed.</span>
<span> Republican Abraham Lincoln defeated Southern Democrat John C. Breckinridge, Democrat Stephen A. Douglas, and Constitutional Union </span>candidate <span>John Bell in the 1860 election.</span>
Rome has the most Catholic churches.
