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<span>Capital market instruments, also known as "securities" are:
Stocks & Bonds - Certificates of ownership stakes & loans to a company by an individual or group.
Treasury Bills - Certificates of government security that are bought at a discounted rate and redeemed for face value.
Debentures - General credit loan certificate given by a company based on its perception rather than its assets.
Foreign Exchange - The system used to handle other countries currency.
Fixed Deposits - Certificate of an institute which allows for higher interest rates if held until the maturity date.</span>
· One of the biggest ethical concerns, which often also becomes a legal issue, is the appropriate use of technology. As technology advances in its capabilities, age-old ethical questions are raised and brought into the realm of public discussion.