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<em>The Federal Housing Finance Agency, regulator of Fannie Mae and Freddie Mac, announced that the two mortgage giants will now buy home loans that go into the government's forbearance program just after they close. Fannie and Freddie had not been doing that, and as a result, lending had tightened up dramatically. Fannie Mae and Freddie Mac created a liquid secondary market for mortgages. This meant that financial institutions no longer had to hold onto the mortgages they originated. They could sell mortgages on the secondary market shortly after origination. Selling mortgages freed up funds for creating additional mortgages.</em>
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John Adams, Samuel Adams, Benjamin Franklin, Alexander Hamilton, Patrick Henry
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Barbarian was used a general term by the ancient Romans and referred to people that did not live within the Roman Empire. Barbarians believed in different gods, ate different food, and wore different clothing styles.
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The Romans fought the barbarians at the borders of the Roman Empire for many years. In some cases, barbarians became part of the Roman Empire. In other cases, they fought wars and, eventually, sacked the city of Rome bringing about the end of the Western Roman Empire.
