Answer:
Nine forty five AM
Explanation:
I think you're asking for the time in English.
9:45 = Nine forty five AM.
1. The adverb that modifies the verb is c) ever. Without it, it wouldn't be completely clear as to which time frame the speaker refers to. It may have been for example the last year, or in some other particular moment.
2. The adverb that modifies the verb is b) always. It adds to the sense of urgency of wearing a life jacket when rafting. Without it, the meaning of this sentence wouldn't be so precise.