Answer: Credit card balance transfers are typically used by consumers who want to save money by moving high-interest credit card debt to another credit card with a lower interest rate. ... Many credit transfers involve transfer fees and other conditions. Also it means transfering cash into your credit card.
"Early" and "reluctantly" are adverbs. "Early" helps the verb "retired" by telling when. "Reluctantly" describes how the baby boomers feel about "looking" for another job. Hope this helped. :D
