Why do you mean games? This is a study app to help each other out
Comtexto de hablo de martes
A free-trade zone is by definition “a place where trade is left to happen without tariffs(tax on imports/exports), quotas, or other restrictions”. An example of a free-trade zone is the European Union. There are no tariffs, quotas, or other restrictions placed on trading within the EU countries (they even share a currency). This allows for them to place products at a cheaper price for good quality and still get enough money to grow wealth within the different countries.
The correct answer is a Credit Union.
Credit Unions are able to charge lower rates than a bank because of their structure. Banks are set up as a for-profit business, so they charge more in order to make themselves more profitable. Credit Unions are set up like cooperatives where the customers own them, or like a non-profit organization. This allows Credit Unions to charge lower rates. Additionally, the Credit Unions normally distributes the profit back to the customer.