That doesn't necessarily make sense...
Answer:
<em>Guaranteed insurability rider</em>
Explanation:
A Guaranteed insurability rider, also referred to as a GI rider, <em>
is a life insurance rider that enables a life insurance policy proprietor to purchase extra life insurance without reinsurance. </em>
Riders may be added at a price, or they may be a free advantage included in the agreement at times.<em> Usually, the guaranteed insurability rider is accessible at a tiny extra charge.</em>
I think the answer is false
a. respondents are not always forthcoming or truthful
Hope this helps!