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3 years ago

Funds that banks lend to borrowers come from

1 answer:

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The lending capacity of a bank is limited by the magnitude of their customers’ deposits. In order to lend out more, a bank must secure new deposits by attracting more customers. Without deposits, there would be no loans, or in other words, deposits create loans

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Mara Kay is a system analyst for a national department store. She was tasked to identify previously unknown relationships in the

kherson [118]

Answer: Data Mining

Explanation: Mara Kay tasked with identifying previously unknown relationships in the company's sales data. This is an indication that Mara Kay will be working with pre-existing company data.

Data Mining can therefore be defined as the examination of large pre-existing databases in order to discover/identify patterns that will be useful in generating new information.

Data Mining is also known as Knowledge Discovery in Databases.

Data Mining will not be complete if the results of the analysis are not used for future purposes, therefore, Mara Kay will use the results of her findings for future promotions.

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4 years ago

Suppose Mattel, the producer of Barbie dolls and accessories (sold separately), has two types of consumers who purchase its doll

Aliun [14]

Answer:

<h2>Mattel</h2>

a) Revenue outcomes from strategies:

Strategy 1 Strategy 2

Doll:

Low-Value Customers 36 6

High-Value Customers 36 6

Accessory :

Low-Value Customers 36 66

High-Value Customers 72 132

Total Revenue $180 $210

b) The strategy that generates the most revenue is strategy 2.

Explanation:

a) Data and Calculations:

Types of Consumers:

Revenue from Low-value Customers = $72

Revenue from High-value Customers = $138

Strategy 1: Doll for $36 and each accessory for $36

Strategy 2: Doll for $6 and each accessory for $66

The high-value customers buy 2 accessories with 1 doll.

The low-value customers buy 1 accessory with 1 doll.

b) Revenue outcomes from strategies:

Strategy 1 Strategy 2

Doll:

Low-Value Customers 36 6

High-Value Customers 36 6

Accessory :

Low-Value Customers 36 66

High-Value Customers 72 132

Total Revenue $180 $210

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3 years ago

True or False: In the event of the firm's bankruptcy, the most shareholders can lose is their original investment in the firm's

KATRIN_1 [288]

Answer:

The answer is true.

Explanation:

Preference or preferred shareholders are synonymous to lenders to a business or company. Preferred shares are like debt to a business. They possess the characteristics of both debt and equity and in the case of liquidation, they have to be settled first. Common shareholders are the last shareholders to settled.

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3 years ago

You have just completed the appraisal of an office building and have concluded that the market value of the property is $2,500,0

Hunter-Best [27]

Answer:

The implied going-in capitalization rate is 0.10155 = 10.155%

Explanation:

Given:

Potential Gross Income (PGI) = $450,000

The vacancy and collection losses is 9% of PGI = 9/100 × $450,000 = $40500

Acquisition price = $2,500,000

To calculate the Effective gross income (EGI), we use the formula:

Effective gross income (EGI) = Potential Gross Income (PGI) - vacancy and collection losses

∴ Effective gross income (EGI) = $450000 - $40500 = $409500.

Also to calculate the Net operating income (NOI), we use the equation:

Net operating income (NOI) = Effective gross income (EGI) - Operating expenses (OE)

But Operating expenses (OE) is 38% of Effective Gross Income (AGI)

∴ Operating expenses (OE) = 38/100 × $409500 = $155610

Net operating income (NOI) = $409500 - $155610 = $253890

The overall capitalization rate(R₀) = (Net operating income (NOI)) ÷ (Acquisition price)

R₀ = $253890 ÷ $2500000 = 0.10155 = 10.155%

7 0

3 years ago

During February 2015 its first month of operations, the stockholders of Ariel Pink Enterprises invested cash of $50,000. Ariel h

aleksandrvk [35]

Answer:

46,000 ending cash balance

Explanation:

50,000 Ariel Investment

+ 10,000 cash revenues

- 14,000 cash expenses

46,000 ending cash balance

(assuming no other transaction impacted the cash account)

When you are asked for a ending value, you should identify first, if there is a beginning value, something which start the balance of the account.

Like inventory in hand, supplies in hand, equipment, accounts payable

Then you have to figure out which trasnaction incresae the balance

and which decrease it.

<u>Finally you put them together:</u>

<em>beginning + increase - decrease = ending</em>

4 0

3 years ago