Foreclosures were a common occurrence in the early 1930's, as thousands of Americans lost their entire life savings and eventually their homes once the stock market crashed in 1929.To help provide Americans with help, Franklin D. Roosevelt creates the Federal Housing Administration.
This government agency helps to provide small loans for home construction. Providing these loans would help the economy recover, as new home construction is a sign of economic prosperity. By limiting the size of the loan, individuals were able to make reasonable payments and this allowed for relief, especially on America's middle class.
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Change champions are individuals within an organization that volunteer or are selected to facilitate change. The champion is an active member within the change management project during all of its stages (Thompson, Estabrooks & Degner, 2004).