It can show you what the speaker is doing and thus you will know why they are doing it. once you know this you will know what to expect in a speech and thus the speech does not work on you as effectively.
I can almost guarantee this question is already on brainly (try taking a picture and cropping just the question but not the passage)
<span>The fact that Banks in the 1990s were more likely to approve whites for home loans than blacks or Latinos is an example of: Institutional racism
Institutional racism is a form of racism that is carried out by big establishment toward a specific group.
During that period The banks saw blacks or Latinos as the ethnicity groups that tend to have weak economic capabilities so they think it would be easier to simply deny them from their service because it took too much risk.</span>
Answer: You might find it easier than other people.