<span>Most degrees are limited to 120 hours to save the state money. The state of Texas deems that 120 credit hours is enough time for students to engage in the courses needed to be considered for a degree. While taking additional classes provides students with additional opportunities to learn and advance in their career, state Universities may not accept more than 120 hours for financial reasons.</span>
Answer:
contingency contracting
Explanation:
Contingency contracting is a form of intervening. This intervention is made to either enhance the expected behaviors or to diminish the unexpected ones. The target behavior, the conditions are also disclosed, and the results are also specified.
In the given excerpt, Maria adopts the technique of contingency contracting with her daughter, Zoe. She presented the things that were expected out from Zoe and the rewards or the punishments that she may receive on completing or not completing them.
Answer:
The answer is D. It made it less time consuming and saved workers energy.
Banks don't establish government programs; this task is in the hand of the government. But they do all of the remaining: store money, lend money and issue mortgages for houses.
Answer: The availability heuristic
Explanation: It is a phenomenon that can occur or be exploited as it is in this case, and is related to decision making. When making decisions, certain thoughts or images may emerge that will encourage a certain decision. As we make an important decision, many similar events or situations can spill over to the surface of our consciousness, and at that moment, encourage us to make exactly the decision we have made. That is why the availability heuristic is in fact a mental shortcut that facilitates decision making, because when making a decision, images and associations appear to us that are most similar to our situation at the time of making the decision.
It can, of course, be used, as in this case, when we want to encourage someone to make the decision that suits us, so at moment of his / her decision we remind them of the very pictures and situations that will, for example, help and encourage someone to buy expensive a homeowners insurance policy if s/he sees hurricane pictures and the like.