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Rates Are Lower
Along with falling home prices, recessions tend to bring falling mortgage rates. The housing industry plays an important role in the economy. So, by lowering mortgage rates during a recession, the federal government hopes to buoy home sales by making it cheaper to borrow mortgages.
Ancient Rome had a republic, just like the United States. Romans also had unofficial branches of the government, like judicial, executive and legislature. Both of the governments had a legal code. In Rome's case, it was the Twelve Tables. In the US, it is the Constitution.
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