I'm gonna say <span>neutral connotation.</span>
Answer:
Having good habits is a key characteristic that advances a person's career. Thus, personal characteristics that are not acquired in the university, such as punctuality, neatness, politeness, good appearance and personal cleanliness, among other characteristics, are essential to make a good impression on both clients and potential contractors, thus which these good habits, although they have nothing to do with academic knowledge, end up equally influencing the future development of individuals' careers.
The banker had negative feelings towards the jurist. In the story, the jurist did him some not so good things. We would expect that the wager was done out of hatred for the jurist. The banker wanted to take revenge aginst the jurist.