Answer:Here, James took the right decision. I will clarify this with few points.
1st - If he purchases a car at high interest rate, he will still have all his debt on previous credit card standing as it is. He will have to pay car loan plus his older dues thus paying at double places.
2nd - It is likely that he can still default on loans as paying double money each month can create problems and James can again stop making payments.
3rd - If James starts paying his debts now, he can be free in a few years time and his credit score will again become good. Then he will get the regular rate of interest for his car as he will be debt free.
So, we can say, he made the right decision.
Explanation:
Hope this helped Baka
Classical conditioning applies to <u>voluntary behavior</u>, while operant conditioning applies to <u>involuntary </u><u>behavior</u>.
Classical conditioning links an automatic or voluntary response to a stimulus. Operant conditioning includes incentives as well as rewards for the learner, whereas classical conditioning does not.
Unconscious learning occurs during classical conditioning. When you learn through classical conditioning, a predetermined stimulus is matched with an instinctive conditioned response. Thus, a behaviour is produced.
Operant conditioning is a form of associative learning in which the strength of a behaviour is altered by reward or punishment. It is also a method that is employed to facilitate such learning.
To learn more about Classical conditioning, refer
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I believe that you’d be able to sit upon pillows
<span>Cerebellum is to LONG-TERM memory as hippocampus is to SHORT-TERM memory.</span>
Being made president the three cuts i would mare would be in the following areas, taxes, Government spending and cut unnecessary ministries or departments.
The fist big cut I would make would be tax cuts, the reason for this is the less taxes are charged on the populaiton the more money said population will have to spend on goods and services adn thus circulate in the economy. This would also mean less tax breaks for the wealthly, thus removing their privileges of avoiding taxes through charities.
The second big cut I would make would be in government spending, or more specifically reducing or cutting the salaries of career politicians by 30% to 40%. This is becasue the government with is the largest spender of capital in any given country while being the lowest producer of capital and it is unsustainable to maintain large political salaries. With this cut it would not only alleviate the tax payer, but also free up remaining funds for health and educaiton.
Finally the last cuts I would make would be in the area of departments or ministries. While some such as the department of Agriculture and Interior incompatible and cannot be fused, other such as the departmetn of labour and Treasury can be fused, reducing the number of departments and thus overall government spending again.
These are the three be cuts I would make as President.
