Answer:
One study found that self-esteem had differing effects on sexual behaviors in teen boys and girls: Younger girls with lower self-esteem are more likely to engage in sexual activity. ... Boys who have high self-esteem are nearly 2.5 times more likely to initiate sex
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I would say HMO. The reason is it says SELECTED physicians. An HMO is an in network where you can only go to certain doctors and facilities. In return the doctors receive a little less than what they would originally be paid by other insurances. PPO's you can go to any doctor you want, however the insurance may not cover as much. Hope this helped. I would go with HMO.
Your brain becomes more sensitive