Answer: ICT help banks improve the efficiency and effectiveness of services offered to customers, and enhances business processes, managerial decision making, and workgroup collaborations, which strengthens their competitive positions in rapidly changing and emerging economies.
Explanation: please give branliest I only need one more to make ace
1. ughhhh not entirely sure but B, 2. again not entirely sure should be B as well and finally 3.is D remember these are not always the answer just most likely what one person thinks
