What are the four segments in a PEST analysis?

Trudy’s monthly expenses are outlined in the chart below. Trudy’s job pays her $36,000 annually. Determine Trudy’s DTI (debt-to-

cluponka [151]

Answer:

d. 44%

Explanation:

Calculation to determine what DTI ratio is

First step is to calculate the Debt

Using this formula

Debt = (Rent expense + Carr payment + Loan + Credit card payment) × Number of months in a year

Let plug in the formula

Debt =[($695 + $265 + $200 $160) × 12 months]

Debt= $1,320 × 12 months

Debt = $15,840

Now let calculate DTI ratio using this formula

Using this formula

Debt to income ratio = (Debt) ÷ (Income) × 100

Let plug in the formula

DTI ratio=[ ($15,840 ÷ $36,000) × 100]

DTI ratio=0.44*100

DTI ratio= 44%

Therefore DTI ratio is 44%

6 0

3 years ago

Read 2 more answers

Consider three bonds with 6.8% coupon rates, all making annual coupon payments and all selling at a face value of $1,000. The sh

makvit [3.9K]

Answer:

a. What will be the price of each bond if their yields increase to 7.8%?

4 Years : $966,73 (see example)

8 Years : $942,09

30 Years : $885,26

b. What will be the price of each bond if their yields decrease to 5.8%?

4 Years : $1,034.81 (see example)

8 Years : $1,062.59

30 Years : $1,140.64

Explanation:

Principal Present Value = F / (1 + r)^t

Coupon Present Value = C x [1 - 1/(1 +r)^t] / r

This is an example for 4 years, 7,8%, to the others years only change "t".

The price of this bond it's $740,50 + $226,23 = $966,73

Present Value of Bonds $740,50 = $1,000/(1+0,0780)^4

Present Value of Coupons $226,23 = $68 (Coupon) x 3,33

3,33 = [1 - 1/(1+0,0780)^4 ]/ 0,0780

This is an example for 4 years, 5,8%, to the others years only change "t".

The price of this bond it's $798,10 + $236,71 = $1,034.81

Present Value of Bonds $798,10 = $1,000/(1+0,0580)^4

Present Value of Coupons $236,71 = $68 (Coupon) x 3,48

3,48 = [1 - 1/(1+0,0580)^4 ]/ 0,0580

6 0

3 years ago

What does woolworths do to help the people

Margaret [11]

Donate surplus food from food stores to communities who need the support.

3 0

2 years ago

Big Blue Rental Corporation provides rental agent services to apartment building owners. Big Blue Rental Corporation’s prelimina

Andreas93 [3]

Answer:

Explanation: Big Blue Rental Corp. provides rental agent services to apartment building owners. Big Blue Rental Corp.’s preliminary income statement for August 2016 and its August 31, 2016, preliminary balance sheet did not reflect the following:

Rental commissions of $1,500 had been earned in August but had not yet been received from or billed to building owners.

When supplies are purchased, their cost is recorded as an asset. As supplies are used, a record of those used is kept. The record sheet shows that $1,080 of supplies were used in August.

Interest on the note payable is to be paid on May 31 and November 30. Interest for August has not been accrued—that is, it has not yet been recorded. (The Interest Payable of $240 on the balance sheet is the amount of the accrued liability at July 31.) The interest rate on this note is 10%.

Wages of $780 for the last week of August have not been recorded.

The Rent Expense of $3,060 represents rent for August, September, and October, which was paid early in August.

Interest of $840 has been earned on notes receivable but has not yet been received.

Late in August, the board of directors met and declared a cash dividend of $8,400, payable September 10. Once declared, the dividend is a liability of the corporation until it is paid.

7 0

2 years ago

Which are the roles of a bank? check all that apply.

maw [93]

Fixed deposit account. Savings account.

5 0

4 years ago