Answer:
Edward Sapir and Benjamin Lee Whorf
Explanation:
Their theory states that the structure of a language determines or greatly influences the modes of thought and behavior characteristic of the culture in which it is spoken.
The Sapir-Whorf hypothesis is the theory that an individual's thoughts and actions are determined by the language or languages that individual speaks. It goes further to say that language shapes our thinking and behavior. Based on what researcher found out about perception of color remaining unchanged despite their names in different language is something that tend to pull down the theory of Sapir and Whorf.
There is Too Many People in That Country So More Water Is Drinked. So the Chinese Government is trying to stop this crisis once and for all.
The Spanish-American war, which happened in 1898, resulted in the US gaining: Philippines, Guam and Costa Rica and the US paid 20 million dollars at the time to Spain for their investments there.
<u>Answer</u>: d)80%.
<em>PMI is required for all loans that have an LTV ratio of 80%.</em>
<u>Explanation:</u>
Institutions and lenders calculate the LTV ratio and assess the risk prior to the approval of a mortgage loan. <em>LTV ratio is calculated by dividing the loan amount by the property value.</em> Higher LTV ratios indicate that there is higher risk for the lenders.
Thus a Private Mortgage Insurance has to be purchased to offset the risk of the lender. <em>The loan amount being close to the appraised value of the property means that the LTV ration is high.</em> Thus if the loan goes default the lender’s will have to face difficulty.
If foreclosure happens the lender wouldn’t be able to make enough Profit by selling out the property.<em> This is why a PMI is demanded in such cases. </em>
your answer would be B. plainchant.