When a health insurance policy is purchased in the state of new york, the insured may return the policy to the insurer and receive a premium refund within the maximum period of <u>20 days</u>
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<h3>What is health insurance policy?</h3>
Health insurance safeguards you against unexpectedly high medical costs. Even before you meet your deductible, you pay less for covered in-network health care. Even before you meet your deductible, you are entitled to free preventive care such as vaccines, screenings, and some check-ups.
Health insurance serves to cover an insured individual's medical, surgical, and dental expenses, which can also include the cost for their prescription meds. It can either be in the form of reimbursements or directly paid for by the healthcare provider.
The main purpose of medical insurance is to receive the best medical care without any strain on your finances. Health insurance plans offer protection against high medical costs. It covers hospitalization expenses, day care procedures, domiciliary expenses, and ambulance charges, besides many others.
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Precontemplation stage of change is expected by Horatio.
Explanation:
Precontemplation is a stage in which people are not serious about changing behavior and are not interested in taking any kind of help from other people. In this state, people protect their present bad habit or habits.
Apart from this, sometimes they can be defensive in front of the other people's efforts to pressure to leave them. In more simple word, in this particular stage people shows no interest in leaving their bad habits and don’t want to discuss their problem with others.
<span>a. mold, mushrooms, yeast is your answer! Hope I helped.</span>
I believe the answer is: <span>Midwest
For those who involved in politics, it is a well-known fact that 3 Midwest Regions are considered as 'the big three Democratic Stronghold', which almost always guarantee a favorable result for them.
The states that included in these strongholds are California, New York, and Illinois.</span>
Answer:
Neither the posttraumatic model (PTM) nor the sociocognitive model (SCM) is sufficient to explain who develops these disorders.
Explanation:
- dissociations the pattern of thoughts, memories, behavior, identity, and lack of continuity or disconnection in the external world. A person feels disconnected with himself, with sensory experiences and with his personal history.
- The main reason for separation is from childhood experiences. If childhood experiences are fraught with anxiety, sexual harassment, physical abuse and trauma, it can lead to the development of disconnection from the world and the self. Stress and major life events can also lead to divorce.
- Treatment is through psychotherapy such as CBT, Family Therapy, Dialectical Behavior Theory and Hypnosis.