Answer is 13 i hope this helps like it
Answer:
A = $3,926.71
Step-by-step explanation:
Given: Principal (P) = $3200, Annual Rate (R) = 4.1%, Time = 5 years
To find: How much money would he have in the account after 5 years, if he made no deposits or withdrawals during that time?
Formula: 
Solution: Compound interest is one of the most important concepts to understand when managing your finances. It can help you earn a higher return on your savings and investments, but it can also work against you when you're paying interest on a loan
First, convert R as a percent to r as a decimal
r = R/100
r = 4.1/100
r = 0.041 rate per year,
Then solve the equation for A
A = P(1 + r/n)
A = 3,200.00(1 + 0.041/12)
A = 3,200.00(1 + 0.003416667)
A = $3,926.71
Hence, Jay would have $3,926.71 after 5 years is if he made no deposits or withdrawals during that time.
Usually the problem asks for you finding common multiples and common factors.
Usually these tools are used to solve a problem involving the first number.
Sometimes using common multiples and common factors are a waste of time but most of the time it just makes it easier to solve the problem.
Answer:
Everything should simplify down to -9a-3 (your answer)
Step-by-step explanation:
Distributive property is basically <em>multiplying the outside number into the inside</em> parenthesis (). Basically #(a)--->#a or #(a+b)---> #a+#b
Since you're not ask to solve for anything but simplify, just multiply 3 to -3a and -1.....
so 3*-3a is -9a and 3*-1 is -3 and you have 3(-3a-1)= -9a-3