The citizens. With their votes they can remove people from office. As jurors,they can nullify unjust laws by refusing to convict when the defendant violates an unjust law
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Answer:
Banks needed a source of emergency reserves to prevent the panics and resulting runs from driving them out of business. A particularly severe panic in 1907 resulted in bank runs that wreaked havoc on the fragile banking system and ultimately led Congress in 1913 to write the Federal Reserve Act.
The Continental Congress wrote the Articles of Confederation during the Revolutionary War.
